Workbooks / Budget by Paycheck™
Budget the paycheck you actually get, not the month on the calendar.
A workbook that plans your money one paycheck at a time, so you always know what this check has to cover and what's left when it has.
Launch price. Instant download, Excel and Google Sheets, 30-day refund.
- CPA-built10+ years in tax advisory
- Instant downloadDelivered by email at checkout
- Excel and Google SheetsBoth versions included
- 30-day refundKeep the files either way
What's inside
Pay Setup
Enter your pay schedule once. Bi-weekly, weekly, twice a month or monthly, the whole workbook follows it.
Paycheck Budget
Assign rent, groceries, savings and debt to a specific check. The sheet shows what's left on each one.
Three-paycheck months
Bi-weekly pay means two months a year bring a third check. The workbook finds them so you can plan that money early.
Dashboard
See the whole pay cycle on one screen: what came in, where it went, what's unassigned.
Who it's for
A good fit if
- You're paid every two weeks and monthly budgets never quite fit
- You earn enough, but one check always feels tighter than the other
- You want a plan you can update in ten minutes on payday
Probably not if
- You want an app that connects to your bank automatically
- You're looking for investing or tax advice
From people who run their money this way
The Paycheck System™: all four workbooks, one pay schedule.
Budget, bills, savings and debt, each planned against the same paydays. Most people start here because the four problems are really one problem.
Instant download. Excel and Google Sheets. 30-day refund.
Try it for two full pay cycles.
Set it up, run it through a month of paychecks, and if it doesn't make your money clearer, email us within 30 days for a full refund. You keep the files.
Questions
How is this different from a monthly budget template?
A monthly template adds up the month and tells you it balances. This one plans each paycheck on its own, because that is when your bills actually have to be paid.
What do I get, and how fast?
An Excel file and a Google Sheets version, delivered by email the moment you check out. Open whichever you prefer.
Do I need to be good with spreadsheets?
No. You type in the tinted cells and everything else calculates itself. A Start Here tab walks you through setup.
Does it work if I'm not paid bi-weekly?
Yes. Weekly, twice a month and monthly schedules are all supported. Bi-weekly earners simply feel the problem most.
What if it isn't for me?
Email us within 30 days and we'll refund you. No forms and no questions about why.
The rest of the system
Bills by Paycheck™
Map every bill to the paycheck that covers it and see tight checks months ahead.
Debt by Paycheck™
A debt payoff plan funded by your pay cycle, with the exact month you're done.