Workbooks / Bills by Paycheck™
Know which paycheck pays which bill, for the whole year.
Enter your bills once. The workbook lays out every payday for the next twelve months, assigns each bill to the check that covers it, and flags the tight ones before they arrive.
Launch price. Instant download, Excel and Google Sheets, 30-day refund.
- CPA-built10+ years in tax advisory
- Instant downloadDelivered by email at checkout
- Excel and Google SheetsBoth versions included
- 30-day refundKeep the files either way
What's inside
My Bills
Room for 20 recurring bills with due dates and how often they repeat.
The Paycheck Plan
A full year of paydays, each showing income, bills due, what's left, and your running buffer.
Tight and Short flags
A check is marked Tight when little is left, and Short only when your buffer would actually go negative. No false alarms.
Dashboard
A what's-left-by-paycheck chart and a breakdown of bills by category.
Who it's for
A good fit if
- Rent and the car payment keep landing on the same check
- You've been hit with an overdraft even though the month looked fine
- You want to see a tight check coming with time to plan for it
Probably not if
- You only have one or two bills to track
- You want automatic bill pay, this is a planning tool
From people who run their money this way




The Paycheck System™: all four workbooks, one pay schedule.
Budget, bills, savings and debt, each planned against the same paydays. Most people start here because the four problems are really one problem.
Instant download. Excel and Google Sheets. 30-day refund.
Try it for two full pay cycles.
Set it up, run it through a month of paychecks, and if it doesn't make your money clearer, email us within 30 days for a full refund. You keep the files.
Questions
What if my due dates move around?
Change the date in My Bills and the whole year re-maps itself. Nothing to rebuild.
What do I get, and how fast?
An Excel file and a Google Sheets version, delivered by email the moment you check out. Open whichever you prefer.
Do I need to be good with spreadsheets?
No. You type in the tinted cells and everything else calculates itself. A Start Here tab walks you through setup.
Does it work if I'm not paid bi-weekly?
Yes. Weekly, twice a month and monthly schedules are all supported. Bi-weekly earners simply feel the problem most.
What if it isn't for me?
Email us within 30 days and we'll refund you. No forms and no questions about why.
The rest of the system
Debt by Paycheck™
A debt payoff plan funded by your pay cycle, with the exact month you're done.